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I’m looking to trade-in my 2015 Jeep Wrangler Sport 2-door (78,000 mi.) towards a 2020 Hyundai Tucson Value trim. I currently owe $17,112. I was an idiot before and marched in to the dealership when I saw the wrangler and said “what’s my monthly payment going to be?”. Bought it at first sight with shitty credit. Fast-forward to now, my credit score is 100 points higher (695) and having a boy in June, which means the Wrangler has to go. Should I wait to pay off more of the loan? I live in Maryland if that makes a difference.

submitted by /u/Henry_Jones_Sr
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Source: Reddit
Looking to trade-in my 2015 Wrangler; long post incoming.